RMG Financial Services

Testimonials

What our clients have to say...

Mark,
I would just like to say that the staff are great, very friendly, approachable and very professional. The Financial Advisors know their stuff and make sure they up to date with everything in the financial area (that is you!). I was rather dubious about obtaining advice but knew I didn’t know enough to ensure I was going to do things properly for my retirement, and I have been so impressed with how things have gone, no stress for me and I know I am going to get the best possible advice and financial future. I can’t recommend the company highly enough.
Best wishes,
Inge

Julian Summers
Dear Julian
Thought you might appreciate some words of encouragement.
You have been looking after our pensions and superannuation since we “retired” about 8 years ago.
Your timely advice and updates have always been of great assistance.
The upheavals and turmoil in the world financial sector in the last few years has put huge pressure on everybody.
In our opinion rmgfs have performed extremely well in meeting and dealing with the challenges, and we feel confident the company will be equal to the task of meeting those that still undoubtedly lie ahead.
We would have no hesitatation in recommending rmgfs as financial advisers to anybody in our situation.
Roy and Lynnette Manchester

Linda Coombes
Linda Margaret Coombes has been my husband’s and my financial adviser for many years, whilst she was a part of John Coombes & Co and later with rmgfs.
After my husbands death in December 2009, Linda’s management of his estate, her concern, commitment and advice to me during a very difficult period in my life was invaluable. She is trustworthy, approachable, kind and caring - laudible qualities that are appreciated.
Linda has achieved and maintained goals with our portfolios, always considering ours and now my lifestyle needs and, the changes imposed by government and the world’s fluctuating economies.
Linda listens; gives me the time I need. I feel satisfied and confident when I leave after out meetings, I have no hesitation in recommending Linda ot anyone seeking financial investment advice.
Marguerite A Fischer

Jeff Glance / Andre Parker
I have now had the opportunity to read the Portfolio Statement on the Family Superannuation Fund. Congratulations to you and your team that produced it. It is most comprehensive and valuable. It provides an invaluable tool for me and an important overview for all memebers of the fund. Thanks very much to you, Andre and Judy.
Thanks also for the invaluable advice, assistance and follow-up provided by you and Andre at our meeting. You stinted no effort to help us and we are very delighted that you continue to look after us so well. Things are going great!
W & B

Sing Koay
“Sing has been my investment representative since Eugene Hartman left the employ of rmgfs some 2 years ago. During that time I have either dealt with Sing or his assistant Christine Evans.
They have attended to my queries and concerns in a efficient and professional way.
Recently Sing was instrumental in restructuring my investment portfolio including the implementation of a salary sacrifice arrangement to super and the commencement of a transition-to-retirement income stream.
During the restructure, I had a number of meetings with Sing whereby he went to great pains to explain the process and to ensure that I understood what was being put in place. He was always there to respond to any queries/concern that I had in this process.
The restructure is now in place and is working according to plan.
The service provided by Sing and his assistant in dealing with me on a one-to-one basis is exactly what I would expect from a competent financial adviser.”
Cheers Danny

Sandra Lyon
“I was recommended to Sandra Lyon and RMGFS to assist in my application for personal insurance. After an initial research she provided me with an insurance product which suited my needs and situation. The service I received was courteous, honest and always professional. I thank her and her team for being a part of this process and I’ll definitely approach her again for future financial matters.” - MR

Bob Miller and Pauline Flynn
Bob, on the topic of our accounts, we had a great session with Pauline at our last meeting. Our line of credit, that we were using as a working account, was beginning to worry us as we could not easily separate our living expenses from other activities in the account so as to get a handle on teh line-of-credit. It was an obvious thing to do; but not so clear when you are so close to the work-face as we were.
We now feel much happier about our financial position as everything will be clearer and easier to control.
Regards
Cesare

Faq's

What do Financial Planners do?
What are your fees?
What is Lifestyle Financial Planning?
Is my money safe?
Can you understand my company and trust structures?
I don’t have a large amount to invest. Can you still help?

What do Financial Planners do?

A good adviser will ask you questions so you can outline what matters most in your life. They’ll seek to understand your values, your relationships and your priorities as much as they will your finances. Each wealth management plan is different, which is why we plan for the person you are, not just the money you have. An adviser will explore the options with you as your expert partner rather than simply present a fixed solution. Finally, your financial planner will work with you to implement your decisions and review them over time, as your own circumstances change.

What are your fees?

At rmgfs we always seek to provide value for money, and our fee structure is designed accordingly. There is no charge for an initial consultation. A fixed fee covers the preparation, explanation and implementation of your Wealth Management Plan. Ongoing, our Smart Money Program fees are charged on a fixed basis, agreed in advance. Full details of fees can be found in our Financial Services Guide.

What is Lifestyle Financial Planning?

Lifestyle Financial Planning is about helping you to achieve your goals, reliably, over time. rmgfs achieves this through well researched expert advice and effective implementation. In other words, Lifestyle Financial Planning means working with you to achieve what is important to you (not us)! Through this approach, we seek to empower you to understand the trade-offs and implications of various financial decisions - and then help you enact the decisions that you make.

Is my money safe?

In a word - yes. Whilst we can’t protect against short term movements in investment markets, all investments placed are monitored and held through professional trustee firms whose sole responsibility is to protect your interests. Similarly our advice and conduct is monitored by Charter Financial Planning Ltd, who hold an Australian Financial Services Licence. We are also covered by extensive Professional Indemnity insurance.

Can you understand my company and trust structures?

Yes, we are experts in understanding how these different structures interact with your life and how they can best be used to preserve, protect, and create wealth. Importantly, we will work closely with your other advisers (such as your accountant or lawyer) to ensure that you get the simplest and most appropriate structure for both now and into the future.

I don’t have a large amount to invest. Can you still help?

Absolutely. Ever wonder where all the money goes, and why you don’t have much left over at the end of the day? Our services are designed for people who are looking for assistance in harnessing their financial resources, and value ongoing advice and guidance. A good starting point is to take our Smart Money Challenge, and then see where the money goes with our Smart Money Guide.

The smart money guide helps you take control. It's easy to use, and won't take long to complete. You'll build an accurate picture of your cash flow and see how to make best use of your money.

Click here to get started